Bill Tracker

Bill tracker spreadsheet: list every bill once, then log what you pay each month. Paid bills turn green, bills due this month turn yellow and overdue bills turn red, so you can see at a glance what is paid and what is still to pay.

WHAT IT DOES

• Bills list: bill name, category, due day, how often (monthly, every 2 months, quarterly, twice a year or yearly), first due month, usual amount, autopay, the account you pay from and notes
• Works out each bill's cost per year and per month, its next due date and the days until then
• 12-month bill checklist: type the amount when you pay. Green = paid, yellow = due this month, red = overdue, grey = not due that month
• Bills that change every month (power, gas, water): type the real amount you paid
• Dashboard: this month's bills in due-date order with a status for each (Paid, Due today, Due in 4 days, Overdue), due, paid and left to pay this month, overdue bills and amount, paid so far this year, bills on autopay
• Month table and two charts: due and paid by month, and bills per year by category
• Status date is =TODAY() by default, so overdue and due-this-month update by themselves
• Room for 50 bills, 15 categories and 8 accounts. Works in any currency
• Want a full paycheck budget too? Our 2027 Paycheck Budget Planner is the budget version; this one is just for bills

WHAT YOU GET

• Bill-Tracker.xlsx (blank)
• Bill-Tracker-with-Sample-Data.xlsx (a filled-in example: 18 bills, paid January to September and part of October)
• Quick-start guide (PDF)

HOW YOU GET IT

Digital download. After checkout you get a download page right away, plus a receipt by email. Nothing is shipped.

COMPATIBILITY

• Microsoft Excel 2016 or newer (Windows or Mac) and Excel for the web
• Google Sheets: upload the .xlsx to Google Drive, open it, then File > Save as Google Sheets
• Needs a computer or tablet with a spreadsheet app. This is not an app or a printable planner, and it does not connect to your bank

GOOD FOR

Anyone who wants every monthly, quarterly and yearly bill in one place, with a simple monthly check that nothing was missed.

PLEASE NOTE

A personal record-keeping tool, not financial advice. It does not pay bills or send reminders: open it to see what is due. For your own personal use; please don't resell or share the files.

DISCLAIMER

This template is a planning tool and does not replace advice from a qualified or licensed professional (such as an accountant, financial advisor or lawyer). Check the results before you rely on them.

HOW IT WAS MADE

Designed by VARS Digital with AI-assisted tools. Every formula is checked before release, and the sample file shows each tab working.

QUESTIONS

Email varsdigitals@gmail.com and we'll help you get set up.